SEC-registered independent wealth management RIA
4THOUGHT Financial Group Inc.
As of its Form ADV filed January 5, 2026, 4THOUGHT Financial Group Inc., an SEC-registered independent wealth management RIA in Syosset, New York, reported $214.3 million in regulatory assets under management across 869 accounts, ranking #300 among independent RIAs in New York by assets.
Registration
- Registration
- SEC-registered, Approved
- CRD number
- 162997
- SEC file number
- 801-74692
- Registered since
- April 2, 2012
- Latest Form ADV filing
- January 5, 2026
- Organized as
- Corporation
- Fiscal year ends
- December
- Other offices
- 0
Key figures
- Regulatory assets under management
- $214.3 million
- Discretionary
- $208.9 million (97.5%)
- Non-discretionary
- $5.4 million
- Accounts
- 869 (843 discretionary)
- Clients
- 344, approximate as reported
- Employees
- 6
- Advisory staff
- 5 performing investment advisory functions
- Average account
- $246,657
- Asset growth, 1 year
- 20.1% (from $178.5 million a year earlier)
- Asset growth, 3-year annual rate
- 21.4% (from $119.7 million three years earlier)
- Asset growth, 5-year annual rate
- 13.8% (from $112.5 million five years earlier)
- Client growth, 1 year
- 9.6% (from 314)
Independent wealth management RIA: individual and high net worth clients hold at least half of its regulatory assets, it offers financial planning or portfolio management for individuals, and it is not a broker-dealer, a bank or part of one by the directory's rules. How firms are classed.
Growth rates come from the SEC's yearly snapshots and are left blank when the years are not comparable.
Rankings
Among independent wealth management RIAs.
| Ranking | Nationally | In New York | Value |
|---|---|---|---|
| Largest independent RIAs by assets under management | #5,132 | #300 | $214.3 million |
| Fastest-growing independent RIAs over one year | #2,346 | #112 | 20.1%from $178.5 million |
| Fastest-growing independent RIAs over three years | #1,355 | #77 | 21.4%from $119.7 million |
| Fastest-growing independent RIAs over five years | #1,480 | #74 | 13.8%from $112.5 million |
| Independent RIAs with the biggest asset gains over one year | #4,248 | #252 | $35.9 million |
| Independent RIAs with the most clients | #3,387 | #204 | 344 |
| Independent RIAs with the fastest client growth over one year | #1,612 | #105 | 9.6%from 314 |
| Independent RIAs with the most accounts | #3,004 | #141 | 869 |
| Independent RIAs with the most advisory staff | #2,648 | #161 | 5 |
Assets over time
Data table
| As of | RAUM |
|---|---|
| October 1, 2012 | $33.9 million |
| October 1, 2013 | $55.0 million |
| October 1, 2014 | $52.6 million |
| October 1, 2015 | $74.4 million |
| October 3, 2016 | $85.0 million |
| October 2, 2017 | $88.9 million |
| October 1, 2018 | $98.5 million |
| October 1, 2019 | $83.7 million |
| October 1, 2020 | $99.2 million |
| October 4, 2021 | $112.5 million |
| October 3, 2022 | $137.5 million |
| October 5, 2023 | $119.7 million |
| October 1, 2024 | $146.7 million |
| September 2, 2025 | $178.5 million |
| October 2, 2026 | $214.3 million |
Clients and services
Client mix
| Measure | Bar | RAUM |
|---|---|---|
| Individuals (other than high net worth) 297 clients | $171.0 million | |
| Pension and profit sharing plans 42 clients | $37.4 million | |
| Corporations or other businesses 5 clients | $5.9 million | |
| High net worth individuals fewer than 5 clients | $0 | |
| Banking or thrift institutions fewer than 5 clients | $0 | |
| Charitable organizations fewer than 5 clients | $0 | |
| State or municipal government entities fewer than 5 clients | $0 | |
| Other investment advisers fewer than 5 clients | $0 | |
| Insurance companies fewer than 5 clients | $0 | |
| Sovereign wealth funds and foreign official institutions fewer than 5 clients | $0 |
How the firm is paid
- A percentage of assets under management
- Hourly charges
- Subscription fees
- Fixed fees
Advisory services
- Financial planning
- Portfolio management for individuals or small businesses
- Portfolio management for businesses or institutional clients
- Pension consulting
- Selection of other advisers
- Publication of periodicals or newsletters
Financial planning clients (Item 5.H): 1-10.
Wrap fee program sponsor or portfolio manager: yes.
Other business, affiliations and custody
Other business activities (Item 6.A)
- Insurance broker or agent
Financial industry affiliations (Item 7.A)
- Insurance company or agency
Custody (Item 9)
The firm reported no custody of client cash or securities.
Investment adviser representatives
- IARs registered with the firm
- 5
- Also registered through a broker-dealer
- 0
- Employees who are IARs (Form ADV 5.B(3))
- 5
Designations held by the firm's IARs: ChFC 1.
Between 4 and 5 of the firm's 5 IARs are registered in jurisdictions that require IAR CE. The source counts registrations by jurisdiction, and many IARs are registered in more than one, so the exact number is not knowable from it. IAR CE requirements by state.
Counts only. AdvisorIQ does not list individual people.
Disclosures
On Form ADV Item 11 the firm answered yes to 0 disclosure questions. See the detail on IAPD.
Succession and acquired firms
On Form ADV Item 4 the firm did not report succeeding to another adviser's business.
Similar-sized firms in New York
| Firm | City | RAUM |
|---|---|---|
| Prosperity Advisory Group LLC | Victor | $216.0 million |
| Florian Financial Group LLC | Williamsville | $215.0 million |
| Broadway Advisor Group | Albany | $214.9 million |
| Simmons Capital Group | Halfmoon | $213.0 million |
| BCK Partners, Inc. | Corning | $212.7 million |
The five independent RIAs nearest in regulatory assets with a main office in the same state.
Elsewhere
- 4THOUGHT Financial Group Inc. on IAPD: Form ADV, brochures and disclosure detail.
- Firm website: www.4tfg.com
- Independent RIAs in New York
Firm data as of October 2, 2026, from ia100226.zip. Figures are as the firm reported them; corrections are made on Form ADV and appear after the next monthly reload.
Data as of October 2, 2026, from Form ADV. Sources: SEC registered adviser data (ia100226.zip) and IAPD compilation reports. How the directory is built.