State-registered independent wealth management RIA
Crossroads Planning
As of its Form ADV filed April 27, 2026, Crossroads Planning, a state-registered independent wealth management RIA in Orange, California, reported $63.1 million in regulatory assets under management across 334 accounts, ranking #1309 among independent RIAs in California by assets.
Registration
- Registration
- State-registered, Approved
- CRD number
- 277127
- SEC file number
- None (state-registered)
- Registered since
- January 23, 2018
- Latest Form ADV filing
- April 27, 2026
- Legal name
- CROSSROADS PLANNING, LLC
- Organized as
- Limited Liability Company
- Fiscal year ends
- December
- Other offices
- 0
Key figures
- Regulatory assets under management
- $63.1 million
- Discretionary
- $63.1 million (100.0%)
- Non-discretionary
- $0
- Accounts
- 334 (334 discretionary)
- Clients
- 139, approximate as reported
- Employees
- 4
- Advisory staff
- 2 performing investment advisory functions
- Average account
- $188,818
- Asset growth, 1 year
- Not reported
- Asset growth, 3-year annual rate
- Not reported
- Asset growth, 5-year annual rate
- Not reported
- Client growth, 1 year
- Not reported
Independent wealth management RIA: individual and high net worth clients hold at least half of its regulatory assets, it offers financial planning or portfolio management for individuals, and it is not a broker-dealer, a bank or part of one by the directory's rules. How firms are classed.
Growth rates come from the SEC's yearly snapshots and are left blank when the years are not comparable.
Rankings
Among independent wealth management RIAs.
Assets over time
Data table
| As of | RAUM |
|---|---|
| October 7, 2026 | $63.1 million |
Clients and services
Client mix
| Measure | Bar | RAUM |
|---|---|---|
| High net worth individuals 20 clients | $36.6 million | |
| Individuals (other than high net worth) 104 clients | $26.4 million |
How the firm is paid
- A percentage of assets under management
- Hourly charges
- Fixed fees
Advisory services
- Financial planning
- Portfolio management for individuals or small businesses
- Educational seminars or workshops
Financial planning clients (Item 5.H): 11-25.
Wrap fee program sponsor or portfolio manager: no.
Other business, affiliations and custody
Other business activities (Item 6.A)
- Accountant or accounting firm
Financial industry affiliations (Item 7.A)
None reported.
Custody (Item 9)
The firm reported no custody of client cash or securities.
Investment adviser representatives
- IARs registered with the firm
- 2
- Also registered through a broker-dealer
- 0
- Employees who are IARs (Form ADV 5.B(3))
- 2
Designations held by the firm's IARs: CFP 2.
2 of the firm's 2 IARs are registered in jurisdictions that require IAR CE. IAR CE requirements by state.
Counts only. AdvisorIQ does not list individual people.
Disclosures
Our source has no Form ADV Item 11 detail for this firm. See the detail on IAPD.
Succession and acquired firms
On Form ADV Item 4 the firm did not report succeeding to another adviser's business.
Similar-sized firms in California
| Firm | City | RAUM |
|---|---|---|
| Joiner Financial, LLC | El Dorado Hills | $63.4 million |
| Lifetime Financial, Inc. | Newport Beach | $63.3 million |
| Scott & Associates Investment Advisory Services | St. Helena | $63.2 million |
| Value Monitoring, Inc | Menlo Park | $62.9 million |
| IQ Trends Private Client Asset Management | San Juan Capistrano | $62.8 million |
The five independent RIAs nearest in regulatory assets with a main office in the same state.
Elsewhere
- Crossroads Planning on IAPD: Form ADV, brochures and disclosure detail.
- Firm website: www.crossroads-planning.com
- Independent RIAs in California
Firm data as of October 7, 2026, from IA_FIRM_STATE_Feed_10_07_2026.xml.gz. Figures are as the firm reported them; corrections are made on Form ADV and appear after the next monthly reload.
Data as of October 7, 2026, from Form ADV. Sources: SEC registered adviser data (ia100226.zip) and IAPD compilation reports. How the directory is built.