Research
Research library
Research worth an advisor's time from research firms, asset managers, regulators, central banks, academics and think tanks, each with a short summary in our own words, plus AdvisorIQ's own analysis.
As of Oct 8, 2026, the library lists 9 pieces from academics.
Titles marked with an arrow open on the publisher's site. How we choose.
Tax planning
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Tax Incentives and Venture Capital Risk-Taking: Evidence from the QSBS Program (opens nber.org)
This working paper tests whether the qualified small business stock exclusion changes how startup investors behave. Investors time their exits around the holding-period requirement, and venture funds shift toward riskier, earlier-stage deals when the tax break applies, producing more failures but also more high-value exits.
Topic: Tax planningnber.org
Retirement income
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Health Shocks and Annuity Choices (opens crr.bc.edu)
Using Swedish pension data, where an annuity is the default payout, this brief looks at how a cancer diagnosis changes payout choices. Diagnosed workers annuitize only slightly less, about 4 percentage points, far less than their shorter life expectancy would justify, and a lab experiment points to the default as the reason.
Topic: Retirement incomecrr.bc.edu
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When Loss Aversion Jeopardizes Lifelong Income (opens pensionresearchcouncil.wharton.upenn.edu)
A research summary on why retirees avoid life annuities and favor costlier versions with money-back guarantees, which the piece says make up more than 60% of the US market. Life cycle modeling shows bequest motives alone do not explain the preference, while fear of losing the premium to an early death does.
Topic: Retirement incomepensionresearchcouncil.wharton.upenn.edu
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How Much Are Emergency Expenses for Retirees and Are They Prepared? (opens crr.bc.edu)
This brief measures surprise expenses for retired households and whether they hold enough cash to absorb them. A typical retiree household spends about 10% of income on unexpected costs in an ordinary year, two in five lack the cash to cover a year of them, and lower-income retirees are the most exposed.
Topic: Retirement incomecrr.bc.edu
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Spousal Social Security Claiming Decisions and the Financial Shock of Widowhood (opens nber.org)
This working paper asks how a husband's Social Security claiming age affects his widow's finances. Widowhood remains a large financial shock for older women, but a smaller one when the husband delayed claiming, because the survivor benefit carries over his delay credits.
Topic: Retirement incomenber.org
Estate planning
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Bequests (opens nber.org)
A broad review of research on bequests and other transfers between generations. It covers how common inheritances are across countries, the mix of altruistic and self-interested motives behind them, and how expected or received transfers shape saving, spending and work, especially for older givers and for heirs.
Topic: Estate planningnber.org
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How Much Could Will-Writing Reduce the Racial Wealth Gap? (opens crr.bc.edu)
This brief looks at how having a will affects the size of bequests and the passing of wealth across generations. Wills are linked to larger bequests that compound for heirs, and the authors estimate that closing the gap in will-writing between Black and White households would have narrowed the racial wealth gap by 10% over three generations.
Topic: Estate planningcrr.bc.edu
Practice management
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The Effects of Organizational Trust on Investors' Expectations and Allocations (opens pensionresearchcouncil.wharton.upenn.edu)
An experiment showing that the name of the firm on an otherwise identical index fund changes what investors expect and how much they invest. A trusted name raised expected returns, lowered perceived risk and increased allocations by five to 13 percentage points, and financial literacy dampened the effect.
Topic: Practice managementpensionresearchcouncil.wharton.upenn.edu
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The Impact of Financial Advisors Since the Uptick in Policy Risk (opens crr.bc.edu)
This brief compares how advisors and their older clients view policy risks such as Social Security, Medicare, deficits and inflation. Advisors are more upbeat overall but share specific worries, and having an advisor did not measurably change clients' outlook or investment approach, which the authors link to mixed messages.
Topic: Practice managementcrr.bc.edu
Editorial
How we choose
- Inclusion is editorial. No publisher pays to be listed, and none can.
- We leave out any piece that features or recommends a specific fund, ETF, model portfolio or other product.
- Summaries are AdvisorIQ's own words. We link to the original on the publisher's site rather than copy it.
- We do not list pieces behind a paywall or a registration form, or pieces from media outlets and advisor platforms; we link to the original source instead.
More in our editorial standards.