Retirement income
As of Oct 8, 2026, AdvisorIQ lists 17 research pieces and 2 upcoming CE webinars on retirement income.
Turning savings into dependable income raises questions that the saving years never did: withdrawal order, sequence risk, Social Security timing and how long the money has to last. Independent advisors field these questions every day as clients approach and enter retirement. This page collects webinars, replays, CE webinars from around the industry and research on building and sustaining retirement income.
CE webinars from around the industry
The full listRun by their hosts, not AdvisorIQ. Times are Eastern; CE is shown as each host states it.
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Wed Oct 28
Beneficiary Options After SECURE 1.0 and 2.0: What We Have Learned and How Advisors Should Adjust
CE, as the host states it: 1.0 CFP CE credit
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Wed Nov 4
Where You Live Matters: Housing and Retirement Planning
CE, as the host states it: 1.0 CFP CE credit
From the research library
More research on retirement incomeLinks go to each publisher's own page. AdvisorIQ writes the summaries; inclusion is editorial and never paid.
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Restoring lifetime income to retirement plans as the default
The authors propose making partial annuitization the default payout in defined contribution plans, converting a share of larger balances into lifetime income unless the retiree opts out. They note only about 10% of such plans offer lifetime income options, and discuss why employers and retirees rarely choose it today.
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The Latest Projections from the Congressional Budget Office on Social Security Finances and Distribution of Benefits and Taxes
An AEI scholar summarizes CBO's 2026 long-term Social Security projections, which put the cut needed at trust fund exhaustion in 2032 at 26%, larger than the Trustees' 22%. He walks through CBO's lifetime benefit-to-tax ratios by birth year and earnings, and discusses means-testing benefits as one possible response.
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A behavioral case for annuities
T. Rowe Price researchers look at how retirees actually spend and find most try to preserve their savings: 78% say keeping a certain account balance matters, and real spending falls about 2.3% a year on average. They argue annuities may be better received when framed as a way to protect assets and lifestyle rather than only as longevity insurance.
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Health Shocks and Annuity Choices
Using Swedish pension data, where an annuity is the default payout, this brief looks at how a cancer diagnosis changes payout choices. Diagnosed workers annuitize only slightly less, about 4 percentage points, far less than their shorter life expectancy would justify, and a lab experiment points to the default as the reason.
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Analysis of the 2026 Social Security Trustees' Report
CRFB summarizes the 2026 Trustees' Report: the retirement trust fund is projected to run out in 2032, triggering a 22% benefit cut, and the 75-year shortfall grew to 4.42% of payroll. It attributes most of the deterioration to lower fertility and immigration assumptions and part to the 2025 law's reduced revenue from taxing benefits.
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How to turn retirement savings into reliable income
Vanguard sets out a decision framework for turning savings into retirement income rather than a single prescribed strategy. It organizes the choices around purpose, covering essential costs with reliable income, managing withdrawals and taxes, and simplifying, and argues that sustainable income is a better measure of success than account balances.
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Report on the Economic Well-Being of U.S. Households in 2025
The Fed Board's annual survey of household finances. Overall well-being held steady in 2025, but only 35% of non-retirees thought their retirement saving was on track, and lower-income, younger, Black and Hispanic adults and women remained less likely to have retirement accounts or pensions.
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2026 EBRI/Greenwald Retirement Confidence Survey
The long-running annual survey of how confident American workers and retirees feel about paying for retirement. In 2026 confidence slipped for both groups, to about three in five workers and three in four retirees, with inflation, the cost of living and worries about changes to Social Security and Medicare weighing on views.
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How Annuities Could Improve Retirement Security amid Economic Uncertainty
Urban Institute researchers trace annuity ownership from 1989 to 2022 using Federal Reserve survey data. Annuity holders 50 and older had median net worth of $938,300 in 2022, more than twice that of nonholders, ownership peaked in 2004, and the authors cite fees, complexity and low awareness as lasting barriers.
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When Loss Aversion Jeopardizes Lifelong Income
A research summary on why retirees avoid life annuities and favor costlier versions with money-back guarantees, which the piece says make up more than 60% of the US market. Life cycle modeling shows bequest motives alone do not explain the preference, while fear of losing the premium to an early death does.
Research and CE webinars from around the industry link to the publisher's or host's own page. AdvisorIQ writes the summaries; inclusion is editorial and never paid. CE for webinars from around the industry is shown as each host states it; AdvisorIQ does not confirm it. Times are Eastern. Today is Oct 8, 2026.