State-registered wealth management firm Broker-dealer affiliated
Ultimate Retirement Products, Inc.
As of its Form ADV filed March 10, 2026, Ultimate Retirement Products, Inc., a state-registered, broker-dealer affiliated wealth management firm in Williamsburg, Virginia, reported $57.9 million in regulatory assets under management across 138 accounts, ranking #298 among all wealth firms in Virginia by assets.
Registration
- Main office
- Williamsburg, VA
- Registration
- State-registered, Approved
- CRD number
- 146227
- SEC file number
- None (state-registered)
- Registered since
- March 10, 2008
- Latest Form ADV filing
- March 10, 2026
- Organized as
- Corporation
- Fiscal year ends
- December
- Other offices
- 0
Key figures
- Regulatory assets under management
- $57.9 million
- Discretionary
- $57.9 million (100.0%)
- Non-discretionary
- $0
- Accounts
- 138 (138 discretionary)
- Clients
- 55, approximate as reported
- Employees
- 1
- Advisory staff
- 1 performing investment advisory functions
- Average account
- $419,719
- Asset growth, 1 year
- Not reported
- Asset growth, 3-year annual rate
- Not reported
- Asset growth, 5-year annual rate
- Not reported
- Client growth, 1 year
- Not reported
Broker-dealer affiliated. The firm is affiliated with a broker-dealer (Item 7.A(1)), at least half of its advisory staff are registered representatives of a broker-dealer (Item 5.B(2) against 5.B(1)), and its advisers manage less than $100 million each on average (5.F(2)(c) over 5.B(1)), the pattern of a broker-dealer's advisory arm rather than an adviser that owns a small broker-dealer. It is ranked among all wealth firms, the directory's view that includes wirehouses and broker-dealer firms, not in the main lists of independent RIAs. How firms are classed.
Growth rates come from the SEC's yearly snapshots and are left blank when the years are not comparable.
Rankings
Among all wealth firms, including wirehouses and broker-dealer firms.
Assets over time
Data table
| As of | RAUM |
|---|---|
| October 7, 2026 | $57.9 million |
Clients and services
Client mix
| Measure | Bar | RAUM |
|---|---|---|
| High net worth individuals 30 clients | $43.6 million | |
| Pension and profit sharing plans 4 clients | $9.1 million | |
| Individuals (other than high net worth) 17 clients | $5.2 million |
How the firm is paid
- A percentage of assets under management
- Fixed fees
Advisory services
- Portfolio management for individuals or small businesses
- Pension consulting
- Selection of other advisers
Wrap fee program sponsor or portfolio manager: no.
Other business, affiliations and custody
Other business activities (Item 6.A)
- Insurance broker or agent
Financial industry affiliations (Item 7.A)
- Broker-dealer
- Insurance company or agency
Custody (Item 9)
The firm reported no custody of client cash or securities.
Investment adviser representatives
- IARs registered with the firm
- 1
- Also registered through a broker-dealer
- 1
- Employees who are IARs (Form ADV 5.B(3))
- 1
Designations held by the firm's IARs: CFP 1.
1 of the firm's 1 IAR is registered in jurisdictions that require IAR CE. IAR CE requirements by state.
Counts only. AdvisorIQ does not list individual people.
Disclosures
Our source has no Form ADV Item 11 detail for this firm. See the detail on IAPD.
Succession and acquired firms
On Form ADV Item 4 the firm did not report succeeding to another adviser's business.
Similar-sized firms in Virginia
| Firm | City | RAUM |
|---|---|---|
| McKay Wealth Management Group LLC | Richmond | $58.5 million |
| SCN Capital Management | Woodbridge | $58.5 million |
| The Knowles Company, LLC | Oakton | $58.1 million |
| Integrity Investing, Inc | Daleville | $58.1 million |
| Prosperity Wealth Management | Port Haywood | $57.2 million |
The five wealth firms, broker-dealer affiliated firms included, nearest in regulatory assets with a main office in the same state.
Elsewhere
- Ultimate Retirement Products, Inc. on IAPD: Form ADV, brochures and disclosure detail.
- Firm website: www.theultimate401k.com
- Wealth management firms in Virginia
Firm data as of October 7, 2026, from IA_FIRM_STATE_Feed_10_07_2026.xml.gz. Figures are as the firm reported them; corrections are made on Form ADV and appear after the next monthly reload.
Data as of October 7, 2026, from Form ADV. Sources: SEC registered adviser data (ia100226.zip) and IAPD compilation reports. How the directory is built.