{"type":"ce_requirements","title":"CFP continuing education requirements","lead":"As of Oct 5, 2026, CFP Board requires 30 hours of CE per 2-year cycle, including 2 ethics; cycles beginning on or after Jan 1, 2028 require 40 hours of CE per 2-year cycle, including 2 ethics.","as_of":"2026-10-05","facts":{"required_today":[{"applies_to":["CFP"],"period":"2 years","cycle":"A 2-year reporting period set by your certification month.","effective":"in force","until":null,"confirmed":true,"verified_at":"2026-10-05","source_url":"https://www.cfp.net/for-cfp-pros/continuing-education/continuing-education-requirements","hours":30,"unit":"hours","minimums":"2 ethics","carryover":"None."}],"changing":[{"applies_to":["CFP"],"period":"2 years","cycle":"A 2-year reporting period set by your certification month.","effective":"cycles beginning on or after 2027-10-01","until":"2027-12-31","confirmed":false,"verified_at":null,"source_url":"https://www.cfp.net/about-cfp-board/competency-standards/faqs","hours":40,"unit":"hours","minimums":"2 ethics","carryover":"Up to 10 excess general CE hours into the next cycle. Ethics CE cannot carry over."},{"applies_to":["CFP"],"period":"2 years","cycle":"A 2-year reporting period set by your certification month.","effective":"cycles beginning on or after 2028-01-01","until":null,"confirmed":true,"verified_at":"2026-10-05","source_url":"https://www.cfp.net/about-cfp-board/competency-standards/faqs","hours":40,"unit":"hours","minimums":"2 ethics","carryover":"Up to 10 excess general CE hours into the next cycle. Ethics CE cannot carry over."}],"not_confirmed_designations":[],"open_questions":["The exact day in Q4 2027 when the 40-hour rule takes effect. CFP Board's site says only \"Q4 2027\" (some of its pages still say Q1 2027), so for cycles beginning October 1 to December 31, 2027 we cannot yet say which rule applies."]},"sources":[{"url":"https://www.cfp.net/for-cfp-pros/continuing-education/continuing-education-requirements","checked":"2026-10-05","quote":"required to complete 30 hours of continuing education (CE) each reporting period"},{"url":"https://www.cfp.net/about-cfp-board/competency-standards/faqs","checked":null,"quote":"40 hours (38 hours of General CE and 2 hours of CFP Board Ethics CE)"}],"related":[{"title":"CE calculator","url":"https://advisoriq.com/ce/"},{"title":"CIMA, CPWA, RMA and CIMC requirements","url":"https://advisoriq.com/ce/requirements/iwi/"},{"title":"CFA requirements","url":"https://advisoriq.com/ce/requirements/cfa/"},{"title":"American College (ChFC, CLU, RICP) requirements","url":"https://advisoriq.com/ce/requirements/american-college/"},{"title":"IAR CE by state requirements","url":"https://advisoriq.com/ce/requirements/iar/"},{"title":"FINRA CE requirements","url":"https://advisoriq.com/ce/requirements/finra/"}],"notes":["Cycles that begin before CFP Board's Q4 2027 effective date stay on 30 hours: \"No one will need to adjust a renewal cycle already in progress.\" Ethics must be a CFP Board-approved Code and Standards program. Not eligible for CFP CE under the current rule: practice management, marketing or prospecting, sales, and specific company or product presentations (CFP Board program requirements).","CFP Board: 40 hours apply \"only in their first full two-year renewal cycle that begins after the Q4 2027 effective date.\" Up to 5 hours may be practice management."],"url":"https://advisoriq.com/ce/requirements/cfp/","citation":"AdvisorIQ, as of 2026-10-05. https://advisoriq.com/ce/requirements/cfp/","license":"https://advisoriq.com/license/","publisher":"AdvisorIQ, independent education for financial advisors","disclaimer":"Summaries of rules set by designation bodies and regulators, which have the final word."}